[微笑面对失败作文]微笑面对生活 微笑去面对生活吧，不要埋怨上帝给你的不足，不要埋怨生活中的太多的颠簸，也不要埋怨生命中有太多的的坎坷.试想，大海失去了喷派的波涛，还回浩瀚吗？如果沙漠失去了了狂...+阅读
What Caused The Financial Crisis? I think we can sum up the cause of our current economic crisis in one word — GREED. Over the years, mortgage lenders were happy to lend money to people who couldn't afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default, they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money! and what went wrong with our financial system? The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money, and the higher demand drove up house values. Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. All of this translates into more money for the lenders, insurers, and investors. Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. When too many of them couldn't afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble. The scheme worked well, but it reverses course and is now coming back to hurt everyone with a vengeance.
急求一英语作文面对考试失败的两种态度积极和消极
Adjust Our Attitude Towards Study
Studying is important, but a right attitude towards study is more important. It is strange enough that many students still take marks as the most important thing. They study with the only purpose of getting full marks. They ignore to improve their ability, so that they become people with high marks but low capacity in the society
英语作文范文怎么面对挫折
The most successful person may not be the smartest ones.According to a survey conducted among a group of people who were in the same university ten years ago , those whose grade-point average was in the middle fifty percent , all become rich or managers of different fields , while not a single young man of the upper ten percent becomes an executive or boss.
Why the smartest kids in the classwill not end up the richest? Why those who are not excellent in studies tend to be managers or own their own enterprise in their later life? And what factors lead to success in career and life if brains are not the only answer? According to my observation , academic brightness is only part of the story , the other factors are very important.
One ingredient , among other things , is good interpersonal skills. There is stong evidence that friendship can help to tide you over a period of difficulty. With a wide circle of friends who can be trusted yo provide information and resources, your chances of success are much higher. On the contrary , if you are competent in profession , but have difficulty in getting along with your colleagues and even your boss, you can hardly survive the corporation.
Another component is the ability to express oneself . In today s world , what really counts is the ability to express oneself rather than technical competence or professional knowledge . The larger the orgnization of which you are an employee , and th fiercer the competition , the more important it will be that you know how to convey your thoughts and convince others of your ideas.
Personality is also an important factor. Whatever difficulty or situation , those who appear relaxed and confident are nearer to success. Obviously , among the ingredients for success , intelligence counts for the half , the rest depends on your personality , and other abilities.
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